How long a payout takes at LuckyChoo Casino is never one number. It is two waits laid end to end: the time your request spends with us, which is within one hour on a verified account, and the time the payment network needs once we release it — from 15–60 minutes on a coin to 1–3 banking days on a bank transfer. Here is what happens in each, and which part you can shorten yourself.
Two Clocks Run on Every Payout
Every withdrawal filed in the cashier passes through the same two stages, in the same order. They do not overlap, and neither can be skipped.
We check that the account holder and the destination match, that the balance is settled money rather than funds tied to an open offer, and that the amount sits inside the limits for that method. Much of this is automatic; some requests are also read by a person. On a verified account this stage closes within one hour.
Once approved, the payment belongs to the rail carrying it — a blockchain, a card scheme, a banking system — and moves at that network’s rhythm of confirmations, clearing and posting: 15–60 minutes for crypto, 1–3 banking days for a card. We can see a payment was sent; we cannot make a receiving bank post it sooner.
In that order the usual questions answer themselves. A request still showing as pending has not reached a network, so no network estimate applies to it. One marked as sent has left us, and the rest belongs to your bank or the chain.
Review runs within one hour on a verified account. The rail then takes 15–60 minutes for crypto, 1–4 hours for wallets and instant local rails, 1–3 banking days for cards and 1–3 banking days for bank transfer. The cashier repeats the figure for the route you picked when you submit.
What Sets the Pace on Each Route
Money returns along the path it arrived by, up to the amount you deposited, so the funding choice made earlier is also a speed choice. Bank transfer is open on the way out too. Method detail sits on the payments page.
| Route out | What sets the pace after approval | What can stretch it |
|---|---|---|
| Crypto — BTC, ETH, USDT, LTC, DOGE, XRP, TRON | Confirmations on the network you chose — 15–60 minutes | Congestion on that chain; a wrong network is unrecoverable |
| Visa or Mastercard | The card scheme, then your issuer posting the credit — 1–3 banking days | Issuers post credits on their own cycle |
| Interac — Canada | The Canadian bank rail carrying it — 1–4 hours | Bank-side checks; see our Canada page |
| Pix — Brazil | The Pix system, which settles around the clock — 1–4 hours | A key not registered to the account holder |
| Bank transfer | Interbank clearing between two institutions — 1–3 banking days | Business days, cut-off times, cross-border steps |
Every figure in the table is counted from approval, not from the moment you file; the review before it is within one hour. Payout currencies are EUR, USD, CAD and BRL alongside the supported coins, and cashier fees are none from our side; any conversion step sits inside the network stage.
Why Coins and Instant Rails Beat Cards and Banks
The difference is not effort on our part — every approved request is released the same way. It is how many parties stand between us and you, and whether they work continuously.
- Fewer hands in the chain. A crypto payout is broadcast to one network and confirmed by it in 15–60 minutes. A card payout passes from our provider to an acquirer, through the scheme, then to your issuing bank — each a separate queue, which is what turns the same release into 1–3 banking days.
- Continuous against batched. Blockchains and instant national rails such as Pix process payments as they arrive, at any hour. Card and bank clearing runs in cycles on business days, so a payment finished on our side can still wait for the next window.
- Credits are not the mirror of debits. Taking a payment from a card is authorised in seconds; returning money to one is a credit your issuer posts on its own schedule.
- Speed is not the only measure. A crypto transfer is final once confirmed, and nothing sent to a mistyped address comes back. Card and bank rails are slower partly because they carry the checks that keep mistakes recoverable.
What Adds Time, and What Removes It
Almost every avoidable delay lands in the first stage, before the payment reaches a network.
- Verification not yet complete
- The largest cause of a slow first payout — send documents while you play, and review stays within one hour
- Profile details that do not match
- A shortened name or an old address fails a check that would otherwise pass
- A destination we cannot match to you
- We pay the registered account holder only, so another name is refused
- An offer still in progress
- Funds under an unmet wagering requirement cannot leave — 25x of the bonus amount within 30 days; see our bonus policy
- Cancelling and refiling
- The replacement request joins the end of the queue
- Weekends and holidays
- No effect on crypto, still 15–60 minutes; they pause the clearing behind cards and bank transfers, counted in 1–3 banking days
What does not add time is winning. A larger balance is not a reason for us to slow a payout, and every request meets the same checks. The floor is €20 per request and the ceiling €10,000; the weekly limit is none for verified accounts, so a large balance leaves in as many requests as it needs, each on the timings above.
Following a Request From Filed to Received
Each stage below is visible in your transaction history.
- Filed
The request appears in your history at once, with the method, the amount and the estimate you were given.
- In review
Our checks are running, within one hour on a verified account. If something is missing, the request comes back with the reason stated; correcting it and resubmitting is the whole remedy.
- Approved and sent
The payment has gone to the provider for that route. Our part is finished; the rest belongs to the network.
- Settled
Confirmed on chain, or posted by the receiving bank. Card credits can surface in a statement a step behind the moment they cleared.
If a request is marked as sent and nothing has arrived by the time the estimate suggested, contact support on live chat and email, open 24/7, with the transaction reference from your history: with it we can say where the payment sits.
18+. Every game carries a house edge, so the expected result over time is a loss — treat gambling as paid entertainment, never as income. Account terms and offer conditions apply.
Questions
- Why can you not simply tell me the number of hours?
- We can: it is two numbers added together. Review is within one hour on a verified account, then the rail takes 15–60 minutes for crypto, 1–4 hours for wallets and instant local rails, 1–3 banking days for cards and 1–3 banking days for bank transfer. What varies is your side of the first stage — verification, any open offer.
- My withdrawal says approved, so where is the money?
- Approved means it has left us and is with the payment provider, which is the end of our within one hour. From there it moves at the network’s pace: 15–60 minutes of confirmations for a coin, 1–3 banking days of clearing and posting for a card, 1–3 banking days for a bank transfer.
- Which method pays out fastest?
- Crypto, at 15–60 minutes after approval, because one network carries it and works continuously; instant local rails such as Pix are close behind at 1–4 hours. Cards and bank transfers cross more institutions and run on business-day cycles, 1–3 banking days — and are reversible where crypto is not.
- Can I switch to a faster method to be paid sooner?
- Up to the amount you deposited, funds return the way they came — an anti-money-laundering rule on every licensed operator. Winnings above that can take another supported route. The speed choice is really made earlier, so deposit by the route you want to be paid on: a €10 deposit in crypto sets up a 15–60 minutes payout later, the same sum on a card sets up 1–3 banking days.
- Does a first withdrawal take longer than later ones?
- Usually, because it carries the verification checks. Approved documents stay on file, so later requests skip that work and settle back into within one hour of review, unless something changes — a new card or a new address.